Privacy Policy
WHAT WE DO
How does the Scranton Downtown FCU collect my personal information?
We collect personal information, for example, when you: Open an account or deposit money, pay bills or apply for loans, use your credit or debit card. We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all my Sharing?
Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes and information about your creditworthiness.
DEFINITIONS
Affiliates: Companies related by common ownership or control. Scranton Downtown FCU has no affiliates.
Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. I.e. Consumer reporting agencies, check/share draft processors, financial statement publishers, plastic card processors, government agencies.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual Group’s MemberConnect.
FACTS
WHAT DOES SCRANTON DOWNTOWN FCU DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what to do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, Income, Assets, Employment information, credit history and credit score. When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal financial information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Scranton Times Downtown FCU chooses the share, and whether you can limit this sharing.
Reasons we can share your personal information:
Does Scranton Downtown
Federal Credit Union share?
Can you limit sharing?
For our everyday business purposes- Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus
Yes
No
For marketing purposes- To offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes- Information about your transactions and experiences
No
We don't share
For our affiliates’ everyday business purposes- Information about your creditworthiness
No
We don't share
For our affiliates to market to you
No
We don't share